Aditya Birla Sun Life Insurance has recently launched ABSLI Super Term Plan, which is a plan that is not just insurance but takes complete responsibility of health along with life protection.
Keeping in mind today’s changing needs and uncertain future, this plan is designed for those who want flexibility and reliable financial protection at the same time.
This plan gives you three unique options.
- Level Cover: Offers a fixed sum assured.
- Increasing Cover: The protection increases by 5% every year.
- Level Cover with Return of Premium: Offers return of all premiums paid if you survive the policy term.
The best part is that you can choose your benefit as a lump sum, a monthly income, or a combination of both as per your lifestyle.
According to Businessline, this plan is not just limited to financial cover – it takes care of your health as well. It comes with a unique ‘Life Stage Protection’ feature that allows you to enhance your cover for special occasions like marriage, childbirth, or buying a new home – all in sync with your life.
On the launch of the plan, Kamlesh Rao, MD & CEO, ABSLI, said,
This plan is not just insurance; it is a strong safeguard against life’s uncertainties, balancing flexibility, health benefits, and financial support.
Which one is better …
Age -46
PPT- 5yrHDFC Life Click 2 Protect Super
SA- 1cr
Term- 34yr
Premium- 198472or
ABSLI DigiShield Plan
SA- 1cr + 1cr (ADBR)
Term- 30yr
Premium- 185198Pls suggest which one is better..@AdityaD_Shah @ActusDei pic.twitter.com/N4JuAPApXc
— Rajesh Kulheri (@Rajkulheri) April 14, 2025
Some other great features include
- Quick claim settlement: The claim amount is disbursed in just one working day.
- Step-up death benefit: Wherein the sum assured is paid in monthly installments over five years.
- Income commutation option: Families can convert these installments into a lump sum if they wish.
The plan is built on the legacy of trusted companies like Aditya Birla Group and Sun Life Financial. Today, ABSLI manages assets worth ₹99,496 crore and has achieved gross premium income of ₹20,639 crore by March 2025.
